Get a professional analysis of your credit report to identify opportunities for improvement
Remove inaccurate and unverifiable items from your credit report and only pay for results.
Get the tools and tips you need to maintain a lifetime of great credit with video and email training.
Easy Payment Options
Every persons situation is different. We offer multiple payment options to best fit your needs
No Upfront Fees
We will never charge for what we “will”, you only pay for work that has been completed for you.
Money Back Guarantee
Rest assured knowing that we back our work with our money back guarantee
MORE THAN A CREDIT REPAIR COMPANY
You can legally repair your credit utilizing consumer protections laws such as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and Much more. We not only works to repair your credit, we provide you the tools you need to educate you for a lifetime of success. Our proven credit repair process will do almost all the work for you while giving you support from start to finish.
WHY CHOOSE US
100% Money Back Guarantee
Experienced Tools for Consumer Credit, Business Funding, and Mortgage Approvals
Intimately Involved in Your Credit Repair Experience
Active Support Throughout the Entire Process
Affordable Prices and No Long Term Contracts
OUR SERVICES INCLUDE
Personalized Credit Repair Options to Fit Your Situation
Experienced Cast Analyst and Case Adviser Who Personally Work With You Through the Entire Process
Custom Credit Challenges Created For Your Case
24/7 Access to Your Case States and Progress
Credit Tools and Educations
THE TRUTH IS…
Over 70 percent of Credit Repair Companies are in the business to make a quick dollar. We are not an average credit repair company. We focus on the credit laws in place to ensure that your creditors are adhering to the FCRA (Fair Credit Reporting Act) and the FDCPA (Fair Debt Collection Practices Act).
YOU NEED CREDIT REPAIR BACKED BY THE LAWS THAT PROTECT YOU
Creditors know that most consumers don’t know the credit laws that protect them. This is where we come in. Let us fight for you. If during the process, we notice something that does not look right, we can assist you in forwarding your credit case to FCRA or FDCPA attorneys for review if you choose. Sign up for a Free no Obligation Credit Consultation.
WE HELP IMPROVE YOUR CREDIT SCORES BY REMOVING:
Charged Off Accounts
Best Of All - You Only Pay for What is Corrected!
We Have an Excellent Track Record of Improving Clients
With a better credit score you may qualify for better interest rates and financing terms. Even with just a 20 point increase in your credit scores, you can save TEN’S OF THOUSANDS of dollars in interest on your home, thousands of dollars in interest on your car loans, and hundreds of dollars in credit card interest. Credit repair is not a cost, it is an investment in your financial well being.
Average Length of Services (These Vary and may not be current averages)
30 to 45 Days
45 to 90 Days
90 to 180 Days
Average Improvements in 90 Days (These vary and may not be current averages)
10+ Points to Credit Scores:
20+ Points to Credit Scores:
50+ Points to Credit Scores:
100+ Points to Credit Scores:
How Our Safe & Effective System Can Work For You
ATTORNEY BACKED CREDIT REPAIR
Credit repair is a great option for improving your credit scores and removing inaccurate and unverifiable information from your credit report. If you follow our proven process you can see some of the great as our other clients. Our proven system not only removes inaccuracies, but will also help build credit and educate you for maintaining your new-found credit.
In 4 to 6 Months, you can improve your credit scores and start taking advantage of lower interest rates, less fee’s, and the financial freedom of using your credit as a tool. Schedule a free credit evaluation below to find out how we can help you.
OUR MOST FREQUENTLY ASKED QUESTIONS
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 102.7 points. See full statistical breakdown.
We have different packages that are tailored to the needs of all clients. For a break down of costs, please see our pricing section.
Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
You are entitled to a 100% refund on all monthly payments if: – You do not remove more than 25% of all the negatives worked on. – You have had no new collections or missed payments in the time frame we are assisting you – You maintain a Credit Monitoring service throughout the Credit Repair service. – You have had six months from the time you retain our services. – You have at least four negatives on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).
Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Bettini Financial Solutions was amazing at improving my husbands credit score. They got him out of the low 500s and into the 700s! Very professional and awesome communication throughout the entire process. Highly recommend the Queen.Alyssa Duncan
I started with low 500 credit score and I went to mid 600 credit score in 4 to 5 months.. Now I just purchased my first house. Everything was worth it!!!! Patience is the key.Lapez Cole
Absolutely loved working with Brittany. She went above and beyond to make sure my husband and I were both satisfied with our results. Would recommend her to any and everyone trying to rebuild their credit.Chelsea Surrett
When I got updated that my credit score had increased over 200 points I almost fainted. I coudn't believe my eyes. Brittany and her team at Bettini Financial are the TRUTH. Not only did they fix my mess up from my past they are teaching me how to keep building good credit.Leslie P.
It’s a must that I give y’all a shot out!!! When you receive an email saying that your credit score has went up 50 points and it hasn’t even been 3 months!!! All I can say is thank you!!! If y’all wanna invest your money into something that’s going to benefit you for the rest of your life, invest in your credit!! Thank you guys!!!Jessica H.
I couldn't believe my results. Bettini Financial has changed my life. I just bought my dream car because they taught me how to use my credit and fixed all my mess ups.Mr. B